Tag: Workers’ Compensation

Medical Benefits You have a right to reasonable and necessary medical care for your work-related injury.

Total Disability Wage Loss Benefits (TTD) You have the right to TTD benefits as long as you are unable to work because of your work injury.

Partial Disability Wage Loss Benefits You have a right to Partial Disability Wage Loss Benefits if you are partially disabled and have an ability to earn some amount of wages but have not fully recovered from your work injury.

Specific Loss Benefits You have the right to specific loss benefits if you suffer an amputation or loss of various body parts (fingers, hands, toes), if you suffer work related loss of hearing or vision, or if you suffer permanent scaring or serious disfigurement to your head, neck or face.

Death Benefits If a worker dies as a result of a work-related injury or illness, their spouse or children may have a right to benefits.

Your employer has 21 days from the date they are notified of the work related incident to accept or deny your claim. If your claim is accepted, a Notice of Compensation Payable (NCP) should be issued. It is important that you get a copy of the NCP and check the accuracy of the information put on this form.

REPORT the accident to your employer, even if you think you are not seriously hurt. By reporting the accident you protect yourself against the employer who might claim that you were injured away from the workplace. If possible, report the accident in writing or in the presence of a reliable witness.

As a follow up to my previous post in which I discussed the rights and responsibilities of pedestrians and motorists as crosswalks, I wanted to add a very important note about certain instances in which the safety of all parties is not clearly defined.

Incidents in which a pedestrian is hit by a motor vehicle usually have catastrophic or fatal consequences. Both pedestrians and motorists have certain duties and responsibilities to each other. The duties and responsibility of each party differ based where the incident occurs.

Often times, when you are injured at work it is due to the fault of someone other than
your employer. If this is the situation, you may not only have a workers’ compensation claim, but also a negligence action, or third party claim. A negligence action cannot be brought against your employer, but rather, it is brought against a third-party and seeks to recover pain and suffering and other losses which you cannot recover under Workers’ Compensation.

THE FACTS: You live in Pennsylvania with your wife and son; You own three vehicles; You insure all three vehicles with the same insurance company; Your son is involved in an accident in which the other driver ran a red light hitting your son’s vehicle; Your son suffers significant injuries;
The other driver does not have any insurance; Your policy has uninsured motorist benefits of $100,000.00.

THE FACTS: You purchase a new automobile; The car has installed in it an Event Data Recorder (EDR); The sales representative never tells you about this device; An EDR records the vehicle: dynamic, time-series data during the time period just prior to or during a crash event; You are involved in an accident; Who can access the EDR data?

THE FACTS: You are hired as a temporary employee by Company A; Company A pays your wages; You report to work at Company B where Company B’s manager gives you your work assignment: what truck to use and where to go; Company B gives you the bill of lading and the keys to the truck; You are told to deliver a load and return to Company B; While delivering the load someone causes an accident and you are injured.

THE FACTS: You injure your arm at work; The injury requires multiple surgeries; You receive medical benefits and wage loss benefits under workers’ compensation; You continue to have significant arm pain and limitation; Are you entitled to any other benefits under workers’ compensation?